Best Buy Tables
Compare the latest mortgage deals
Use our best buy tables to compare the best mortgage rates available on the market. The products on offer include deals for first time buyers, borrowers looking to remortgage, buy-to-let investors, people with chequered credit histories and those looking to release equity to fund their retirement.
These tables will help give you an understanding of the products in the marketplace, but if you are unsure about which deal is the right one, you may be better off consulting a financial adviser, who can look at your circumstances and then pick the best deal.
Lender |
Rate |
Duration |
Standard Rate |
Max LTV |
Tie in |
||||
Fixed (No tie in beyond Benefit Period) |
|||||||||
Santander Direct Fixed |
2.79% |
To May 2013 |
4.24% |
60% |
No Overhang |
355906 |
4.2 |
||
First Direct Repayment |
2.89% |
2 years |
3.69% |
NA |
No Overhang |
358634 |
3.7 |
||
Skipton BS Remortgage Fixed |
3.29% |
To Apr 2013 |
4.95% |
NA |
No Overhang |
356948 |
4.9 |
||
HSBC Special 60% LTV |
4.39% |
To Apr 2016 |
3.94% |
60% |
No Overhang |
359951 |
4.3 |
||
Clydesdale Bank Remort. |
4.59% |
To May 2016 |
4.59% |
NA |
No Overhang |
355064 |
4.7 |
||
REMORTGAGE |
|||||||||
First Direct Repayment BRT |
1.99% |
2 years |
3.69% |
NA |
No Redemption |
359021 |
3.5 |
||
HSBC Special 60% LTV |
1.99% |
2 years |
3.94% |
NA |
No Overhang |
359970 |
3.7 |
||
Santander Direct Trackers |
2.19% |
2 years |
4.24% |
NA |
No Overhang |
358527 |
4.0 |
||
ING Direct |
2.19% |
2 years |
3.5% |
60% |
No Overhang |
355912 |
3.4 |
||
Skipton BS Remortgage Tracker |
2.28% |
2 years |
4.95% |
NA |
No Overhang |
359550 |
4.8 |
||
Base Rate Trackers |
|||||||||
First Direct Repayment BRT |
1.99% |
2 years |
3.69% |
NA |
No Redemption |
359021 |
3.5 |
||
Santander Direct Trackers |
2.19% |
2 years |
4.24% |
NA |
No Overhang |
358527 |
4.0 |
||
ING Direct |
2.19% |
2 years |
3.5% |
NA |
No Overhang |
355913 |
3.5 |
||
Skipton BS Remortgage Tracker |
2.28% |
2 years |
4.95% |
NA |
No Overhang |
359550 |
4.8 |
||
HSBC Special 60% LTV |
2.29% |
Term |
3.94% |
NA |
No Redemption |
351877 |
2.2 |
||
Fees Free |
|||||||||
ING Direct |
2.5% |
To Mar 2013 |
3.5% |
NA |
No Overhang |
354653 |
3.5 |
||
NatWest Purchase |
2.99% |
To Apr 2013 |
4% |
60% |
No Overhang |
357852 |
4.0 |
||
HSBC Fee Free Tracker |
2.79% |
Term |
3.94% |
NA |
No Redemption |
354971 |
2.8 |
||
Principality BS Direct Free Val |
2.99% |
To Apr 2013 |
4.99% |
75% |
No Overhang |
357884 |
4.8 |
||
Newbury BS |
2.99% |
5 Years |
4.45% |
NA |
No Overhang |
357238 |
4.1 |
||
Offset |
|||||||||
First Direct Offset BRT |
2.29% |
2 Years |
3.69% |
NA |
No Redemption |
359019 |
3.6 |
||
Yorkshire BS Offset |
2.39% |
To Apr 2013 |
4.99% |
60% |
No Overhang |
357872 |
4.7 |
||
Yorkshire Bank Purchase |
2.59% |
To May 2013 |
4.59% |
65% |
No Overhang |
350910 |
4.5 |
||
Leeds BS (Direct) Tied Offset |
2.6% |
2 Years |
5.69% |
75% |
No Overhang |
358978 |
5.5 |
||
Market Harborough BS Val refund |
2.75% |
2 Years |
5.49% |
80% |
No Redemption |
354495 |
4.0 |
||
BTL |
|||||||||
Principality BS BTL Free Val |
3.19% |
To Apr 2013 |
4.99% |
60% |
No Overhang |
352584 |
5.3 |
||
The Mortgage Works BTL Variable |
3.79% |
To Apr 2013 |
4.99% |
65% |
No Overhang |
349652 |
5.3 |
||
BM Solutions Buy to Let |
4.1% |
2 years |
0% |
60% |
No Overhang |
350391 |
5.0 |
||
Leeds BS Buy to Let |
4.29% |
2 years |
5.99% |
70% |
No Overhang |
358465 |
6.1 |
||
Halifax BTL |
4.29% |
To May 2013 |
4.84% |
60% |
No Overhang |
356754 |
5.1 |
||
Discount (with tie-in) |
|||||||||
HSBC Special 60% LTV |
1.99% |
2 years |
3.94% |
NA |
No Overhang |
359970 |
3.7 |
||
Hanley Economic BS |
2.89% |
To May 2013 |
5.19% |
NA |
No Overhang |
358714 |
5.0 |
||
Hinckley & Rugby BS Remortgage |
2.44% |
2 years |
5.64% |
NA |
No Redemption |
358991 |
5.0 |
||
Leeds BS (Direct) Tied 2yr |
2.45% |
2 years |
5.69% |
75% |
No Overhang |
358457 |
5.5 |
||
Vernon BS |
2.49% |
2 Years |
4.99% |
75% |
No Overhang |
359532 |
4.9 |
||
ING Direct |
2.5% |
To Mar 2013 |
3.5% |
70% |
No Overhang |
359361 |
3.4 |
||
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
