22 May 2013 Interest-only mortgages conference. Heightened media interest during 2012, and the forthcoming publication of findings from the FSA’s thematic review of interest-only mortgages, has raised the profile of interest-only considerably. The management of the existing interest-only mortgage back book remains a clear priority for the mortgage industry into 2013 and beyond. Lenders are also focussing on the impact of the MMR rules for new interest-only lending and the implications of implementing the MMR on systems and procedures. Contact with the borrower and awareness of their individual circumstances is an essential pre-requisite to any action being taken. There are a range of options open to lenders and borrowers to help mitigate repayment shortfalls at the end of the term and to manage them once they have crystallised. The CML’s new, dedicated interest-only mortgages conference will address the key issues for lenders to ensure their IO strategies are streamlined and effective, both for their back books and in relation to new interest-only lending. Location: London venue to be confirmed. Details: www.cml.org.uk.
5 to 7 June 2013
Joint Congress of IUHF and EFBS. The International Union for Housing Finance (IUHF) and the European Federation of Building Societies (EFBS) are preparing a Joint Congress that will take place in Vienna, Austria.
Under the motto “Sound housing finance around the world” the congress will bring together leaders from the finance industry, governments and non-governmental organisations to analyse existing challenges, highlight key areas of importance and to discuss innovative solutions for housing and housing finance needs worldwide.Details: www.housingfinance.org.
18 to 20 June 2013
Global ABS 2013. Join more than 3,000 industry peers for the gathering of the global structured credit product market. Meet with the regulatory community, participate in key policy and client networking discussions and focus on ways to rebuild the European securitisation market to establish sound growth and performance in the future. The conference will also explore current issues concerning the state of the securitisation market and the financial sector as a whole. Venue: Square Brussels Meeting Centre, Brussels, Belgium. Details: www.imn.org/Conference/Global-ABS-Conference/Home.html
19 June 2013 10th annual buy-to-let and private rented sector conference. As the mortgage market slowly recovers, buy-to-let lending continues to rise. It accounted for 11.5 per cent of total gross mortgage lending in 2012, up from 9.8 per cent in 2011. Buy-to-let is benefiting from both strong landlord and tenant demand. Rental yields remain high and, with access to homeownership still limited, the private rented sector is helping to meet the needs of more households. Loan performance compares favourably with the owner-occupied sector, and the overall outlook for the buy-to-let market is positive. But challenges remain. With growing public policy focus on the need for security and stability in the private rented sector, the impending roll out of Universal Credit and the potential for regulatory risk, this conference will explore the implications for lenders, brokers, landlords and consumers. Location: IET London - Savoy Place, 2 Savoy Place, London, WC2R. Details: www.cml.org.uk.
26 June 2013 The Commercial Finance Expo is for business finance intermediaries specialising in leasing, invoice finance and commercial mortgages. Lenders will be exhibiting. The NACFB Conference will be held on the day featuring top speakers from across the industry. Underwriters will be on many of the stands on the day and can discuss more difficult cases. Venue: The Pavilion, NEC, Birmingham. Details: www.commercialfinanceexpo.co.uk.
Stress Testing – An Evolving Approach. The financial crisis showed that many financial institutions’ stress testing was weak, even unfit for purpose. Since then, the regulator has introduced tougher requirements. Stress and scenario testing must now demonstrably form an integral part of the tools used by senior management in making robust integrated business strategy, risk management and capital planning decisions. This event will update building societies on regulatory requirements, domestically and internationally, and discuss best practice in the sector. Location: London. Details: www.bsa.org.uk.
28 June 2013
Vulnerable Adults Seminar featuring presentations by a range of external organisations to give delegates a better understanding of the support that vulnerable adults need both in terms of helping them manage their finances and of protecting them from criminals preying on their vulnerability. Delegates will also be able to hear from BSA members on how they are tackling the challenges of supporting their vulnerable account holders. Location: London. Details: www.bsa.org.uk.
9 July 2013 The ABI Biennial Conference 2013 "Meeting the Challenges of a Changing World" will be the biggest and most significant gathering of insurers and stakeholders this side of the 2015 General Election, bringing together industry leaders, leading politicians and regulators to debate the major issues affecting the industry. The conference will debate how the future business environment is being shaped by political, regulatory and economic developments, and will seek to examine how insurers can best respond to the changing expectations of consumers. Venue: Grange Tower Bridge Hotel, 45 Prescot Street, London, E1 8GP. To register http://bit.ly/ABIBiennial2013.