Features
More people could qualify for an enhanced...
Dean Mirfin, technical director at Key Retirement, highlights the potential pitfalls within the equity release sector for advisers, and their clients,...
Darlington is building for the future
Joanne Atkin talks to Colin Fyfe about how he is preparing Darlington Building Society for a successful future as a modern lender with a fresh, new look...
The mortgage market in 2016
Mortgage lending continues to grow and should carry on in that vein during 2016. Will the base rate rise and what impact will new buy-to-let interventions...
Winners of the Mortgage Finance Gazette Awards...
Winners of the Mortgage Finance Gazette Awards celebrated their achievements at London's Vinopolis. Read on to see who won and why.
Winners of the MFG Awards 2016 - abridged...
The Mortgage Finance Gazette Awards were presented at Vinopolis in London. They are divided into two sections - a nominated category with a judging panel...
Vulnerability and the customer journey: Do...
Jenny Ogden, a partner at Shoosmiths LLP, discusses the incentives given to staff and external agents when dealing with vulnerable customers in arrears...
Mortgages & Housing
The Changing Landscape of the Mortgage Market:...
Mortgage Finance Gazette will be hosting a Conference and Gala Dinner on 17 March at the Millennium Gloucester Hotel in Kensington, London. We would be...
FCA warns against self-cert mortgages from...
The Financial Conduct Authority has issued a warning for borrowers not to be tempted by self-certification mortgages from lenders based outside of the...
The Mansfield offers future values mortgage
Mansfield Building Society has launched a mortgage that takes into account the improved valuation of a property to help borrowers fund significant or structural...
More family-financed property sales predicted...
The number of people receiving help from friends or family to buy a property has risen every year since the peak of the financial crisis in 2008.
Divorce Mortgage from Ipswich Building Society
Ipswich Building Society has launched its Divorce Mortgage Programme in time for ‘Divorce Day’ – the first working Monday after Christmas.
Arrears
North South repossessions divide narrows...
Home repossessions in England and Wales have declined by 45% year-on-year and the gap between possessions in the North and South has closed by 80% since...
Over indebtedness leaving us vulnerable
By Richard Pike, sales and marketing director of Phoebus Software Ltd
Arrears continue to nudge downwards
Mortgage arrears and repossessions were similar in the third quarter of 2015 compared to the second quarter, figures from the Council of Mortgage Lenders...
An alternative way to deal with repossessing...
David Carter, CEO of The Sheriffs Office, explains the benefits of a High Court writ and High Court Enforcement Officers for mortgage repossession
Payback time for interest-only customers
What are the chances of interest-only mortgage borrowers being repossessed when their loan matures? Joanne Atkin finds out
Legal
Second edition of Conveyancing Protocol launches
The Conveyancing Association (CA) has published the second edition of its Conveyancing Protocol.
Fitzalan Partners acquires Searches UK
Searches UK has been acquired by Fitzalan Partners, part of NAHL Group PLC.
Conveyancing Association sets out 2016 aims
The Conveyancing Association believes 2016 could be a particularly challenging year for the wider property market and there will be a number of obstacles...
GeoSmart rebrands and extends environmental...
Environmental reports provider, GeoSmart Information, has rebranded and expanded its data and services to property professionals who are looking for more...
Mortgages and unjust enrichment
Fiona Hayles, partner at Harrison Clark Rickerbys, gives an update on the Bank of Cyprus UK Limited v Menelaou case which was taken up to the Supreme Court
A double-edged sword in commercial mortgage...
Titan v Colliers International UK plc has certainly become a titanic legal contest following the Court of Appeal’s decision last month to overturn an...
Technology
UKAR likely to appoint Computershare for...
UK Asset Resolution Limited (UKAR) is in talks with Computershare to take care of its mortgage servicing in a seven-year contract.
90% of lenders believe the UK market is in...
Nine out of 10 banks, building societies and P2P firms believe that the UK lending market is in the midst of a price war, according to a new study.
more 2 life invests for growth with online...
Lifetime mortgage provider, more 2 life, has invested in a cutting-edge online portal designed to speed up applications for brokers and further integrate...
Technology and brokers
Jackie Uhi, managing director, mortgage distribution at Barclays, discusses the importance of technology in the relationship between lenders and intermediaries
Hampton Mortgage Servicing appoints Phoebus...
Phoebus Software Ltd (PSL) has secured a three-year contract with Hampton Mortgage Servicing.
Agenda for change in 2016
By Adam Oldfield, business development director at Unisys Financial Services
Other
Scottish land tax proposal will produce more...
The Scottish Parliament Finance Committee has proposed to levy a 3% Land and Buildings Transaction Tax (LBTT) supplement on purchases of second properties.
Lending up by 8% in 2015 to £220bn
Gross mortgage lending reached an estimated annual total for 2015 of £220.3 billion, an 8% increase on 2014’s £203.3 billion, the Council of Mortgage...
Strong mortgage application turnaround at...
Shawbrook Bank’s Commercial Mortgages division has released its service level agreement figures for December covering 3,863 loans.
John Charcol acquires Simply Finance Group
Mortgage intermediary firm John Charcol has acquired Simply Finance Group, a mortgage brokerage based in Southampton.
Kensington relocates to Maidenhead
Newly rebranded as the Northview Group, Kenisngton is relocating from Reading to a new office in Maidenhead.
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