Latest News
- HML announces deal with Arrow Global
- Principality group chief executive set to ste...
- Bold Legal Group welcomes HSBC’s conveyanci...
- HSBC changes its rules on conveyancing panel
- Stamp duty effect boosted home buying in Marc...
- The Housing Hub launched to promote wider acc...
- National Counties Building Society launches m...
- BuildStore welcomes £30m self-build fund but...
- BSA encourages more lenders to offer self-bui...
- SHIP launches Fraud Working Group
Features
The mortgage market is far from dead –...
With constraints on mortgage funding and restriction on capital, lenders are deleveraging their balance sheets, says Tony Ward, chief executive of Home...
With constraints on mortgage funding and restriction on capital, lenders are deleveraging their balance sheets, says Tony Ward, chief executive of Home...
Is equity release entering a new era?
Ged Hosty, managing director of equity release at Partnership, believes the time has come for the equity release market to pick up as more providers enter...
Ged Hosty, managing director of equity release at Partnership, believes the time has come for the equity release market to pick up as more providers enter...
Repossessions and the Equality Act
Alice Hawker and Alexander Swain of LPC Law discuss the Equality Act 2010 and its impact on mortgage possession proceedings and highlights some case studies
Alice Hawker and Alexander Swain of LPC Law discuss the Equality Act 2010 and its impact on mortgage possession proceedings and highlights some case studies
Mortgage Fraud – turning losses into revenue
Michael Leeds, associate director at Grant Thornton, explains how a pro-active approach to mortgage fraud can turn write-offs into revenue by using the...
Michael Leeds, associate director at Grant Thornton, explains how a pro-active approach to mortgage fraud can turn write-offs into revenue by using the...
Future proofing tomorrow’s lenders today...
Geraint Chamberlain of Target Group explains why lenders in today’s challenging financial services market must have a wide range of strategic options...
Geraint Chamberlain of Target Group explains why lenders in today’s challenging financial services market must have a wide range of strategic options...
The demise of sale and rent back
David Bailey of SGH Martineau LLP takes a look at sale and rent back schemes and the recent Court of Appeal decision in the North East Property Buyers...
David Bailey of SGH Martineau LLP takes a look at sale and rent back schemes and the recent Court of Appeal decision in the North East Property Buyers...
Mortgages & Housing
The Housing Hub launched to promote wider...
The Building Societies Association has launched an online housing initiative called The Housing Hub, which brings together lenders and housing associations.
The Building Societies Association has launched an online housing initiative called The Housing Hub, which brings together lenders and housing associations.
Santander unveils its NewBuy range
Santander has launched its range of NewBuy mortgages via intermediaries with established ties to Barratt Homes, Berkeley, Bovis Homes or Persimmon.
Santander has launched its range of NewBuy mortgages via intermediaries with established ties to Barratt Homes, Berkeley, Bovis Homes or Persimmon.
Changing contract terms
Lenders who change their mortgage contract terms need to ensure the alterations are fair for consumers. Marianne Jarvis and Jasper Buxton from Moore Blatch...
Lenders who change their mortgage contract terms need to ensure the alterations are fair for consumers. Marianne Jarvis and Jasper Buxton from Moore Blatch...
Nationwide to return incomplete mortgage...
From Wednesday May 16, Nationwide will return paper mortgage application forms to brokers who fail to complete them with the required information.
From Wednesday May 16, Nationwide will return paper mortgage application forms to brokers who fail to complete them with the required information.
Rise in demand for self employed mortgage...
Brightstar Financial, the national intermediary hub for specialist lending, has seen enquiries from mortgage advisers for business owners double since...
Brightstar Financial, the national intermediary hub for specialist lending, has seen enquiries from mortgage advisers for business owners double since...
Fixed or variable rate mortgages – what’s...
Few economists are expecting any change in the Bank of England base rate in the near future and current sentiment suggests that the base rate may remain...
Few economists are expecting any change in the Bank of England base rate in the near future and current sentiment suggests that the base rate may remain...
Arrears
Spending and debt grew faster than incomes...
Low to middle income households were reliant on borrowing to fund much of their spending for more than a decade before the financial crisis, according...
Low to middle income households were reliant on borrowing to fund much of their spending for more than a decade before the financial crisis, according...
Housing minister comments on repossession...
The government's commitment to tackling the record deficit is keeping interest rates at a record low and holding repossessions down, housing minister Grant...
The government's commitment to tackling the record deficit is keeping interest rates at a record low and holding repossessions down, housing minister Grant...
CML: Repossessions stable, arrears falling
The number of repossessions in the first quarter of 2012 was 9,600, the same as in the first quarter of 2011.
The number of repossessions in the first quarter of 2012 was 9,600, the same as in the first quarter of 2011.
Keep calm and carry on
Rob Aberdein, lender services partner with law firm Aberdein Considine, discusses the consequences of two Glasgow repossession cases that further illustrate...
Rob Aberdein, lender services partner with law firm Aberdein Considine, discusses the consequences of two Glasgow repossession cases that further illustrate...
OFT issues new debt management guidance
The OFT has published revised guidance on the standards it expects from businesses offering debt management advice or credit repair services to consumers.
The OFT has published revised guidance on the standards it expects from businesses offering debt management advice or credit repair services to consumers.
North/South divide
Denise Loney and Chris Taylor from Optima Legal discuss how Scottish repossession procedures compare to England and Wales
Denise Loney and Chris Taylor from Optima Legal discuss how Scottish repossession procedures compare to England and Wales
Legal
Bold Legal Group welcomes HSBC’s conveyancing...
Rob Hailstone, founder of the Bold Legal Group said HSBC’s decision to open up its conveyancing panel to CQS (Conveyancing Quality Scheme) members is...
Rob Hailstone, founder of the Bold Legal Group said HSBC’s decision to open up its conveyancing panel to CQS (Conveyancing Quality Scheme) members is...
HSBC changes its rules on conveyancing panel
HSBC has agreed to amend its conveyancing approach to enable all solicitors accredited with the Law Society's Conveyancing Quality Scheme (CQS) home-buying...
HSBC has agreed to amend its conveyancing approach to enable all solicitors accredited with the Law Society's Conveyancing Quality Scheme (CQS) home-buying...
TLT to build UK-wide presence
National law firm TLT has announced plans to launch new operations in Scotland and Northern Ireland and is merging with Scottish law firm, Anderson Fyfe.
National law firm TLT has announced plans to launch new operations in Scotland and Northern Ireland and is merging with Scottish law firm, Anderson Fyfe.
Changing contract terms
Lenders who change their mortgage contract terms need to ensure the alterations are fair for consumers. Marianne Jarvis and Jasper Buxton from Moore Blatch...
Lenders who change their mortgage contract terms need to ensure the alterations are fair for consumers. Marianne Jarvis and Jasper Buxton from Moore Blatch...
Professional negligence in breach of contract
Fiona Hayles, associate at Shoosmiths LLP, looks at solicitor negligence and the general standard to be applied by the High Court
Fiona Hayles, associate at Shoosmiths LLP, looks at solicitor negligence and the general standard to be applied by the High Court
Mortgage lenders and the Green Deal: raw...
In the midst of its regulatory arsenal of consumer protection, has the government overlooked one crucial aspect: who will pay when the consumer doesn’t? By...
In the midst of its regulatory arsenal of consumer protection, has the government overlooked one crucial aspect: who will pay when the consumer doesn’t? By...
Technology
HML announces deal with Arrow Global
HML has secured a new client, Arrow Global, which provides debt purchase solutions, after the latter acquired a portfolio of loans currently being serviced...
HML has secured a new client, Arrow Global, which provides debt purchase solutions, after the latter acquired a portfolio of loans currently being serviced...
National Counties Building Society launches...
National Counties Building Society is the first mutual in the country to offer its customers the ability to view their accounts and complete transactions...
National Counties Building Society is the first mutual in the country to offer its customers the ability to view their accounts and complete transactions...
Avelo acquires TrigoldCrystal
Avelo, which provides technology solutions to the financial services industry, has acquired TrigoldCrystal, the technology solutions provider to mortgage...
Avelo, which provides technology solutions to the financial services industry, has acquired TrigoldCrystal, the technology solutions provider to mortgage...
GE Money and Phoebus Software reach 10 year...
Phoebus Software is celebrating the tenth anniversary of its partnership with GE Money Home Lending (GEMHL) this month.
Phoebus Software is celebrating the tenth anniversary of its partnership with GE Money Home Lending (GEMHL) this month.
Crown Mortgage Management wins 19th standby...
UK mortgage servicer Crown Mortgage Management has completed two warm standby contracts for the West Brom’s Hawthorn and Kenrick securitisations which...
UK mortgage servicer Crown Mortgage Management has completed two warm standby contracts for the West Brom’s Hawthorn and Kenrick securitisations which...
HML reveals new savings administration platform
Financial outsourcer HML has unveiled its savings administration platform, a multi-channel offering designed to meet the needs of new market entrants and...
Financial outsourcer HML has unveiled its savings administration platform, a multi-channel offering designed to meet the needs of new market entrants and...
Other
BSA Conference: FCA will be more intrusive
Martin Wheatley, CEO designate of the Financial Conduct Authority (FCA), told delegates at the Building Societies Association annual conference that the...
Martin Wheatley, CEO designate of the Financial Conduct Authority (FCA), told delegates at the Building Societies Association annual conference that the...
Home loans at a 15-Month low as mortgage...
Mortgage approvals for home purchases fell sharply to 43,450 in March, their lowest level since December 2010, according to the latest Mortgage Monitor...
Mortgage approvals for home purchases fell sharply to 43,450 in March, their lowest level since December 2010, according to the latest Mortgage Monitor...
Lenders call for industry-wide solution for...
Lloyds Banking Group (LBG) and Santander have given their support to industry-wide cooperation on the collection of panel data within conveyancing.
Lloyds Banking Group (LBG) and Santander have given their support to industry-wide cooperation on the collection of panel data within conveyancing.
Just Retirement sponsors England v Sri Lanka...
Just Retirement has announced its first major sport sponsorship deal for the forthcoming international cricket test series that sees England, the current...
Just Retirement has announced its first major sport sponsorship deal for the forthcoming international cricket test series that sees England, the current...
Will we ever love our banks?
Barclays Bank and First Direct have come out top in the latest Brandlove research, with Santander coming at the bottom of the love scale.
Barclays Bank and First Direct have come out top in the latest Brandlove research, with Santander coming at the bottom of the love scale.
AToM launches Retirement Mortgage
Specialist mortgage packager and distributor AToM (All Types of Mortgages Ltd) has launched a new mortgage initiative in conjunction with one of its complex...
Specialist mortgage packager and distributor AToM (All Types of Mortgages Ltd) has launched a new mortgage initiative in conjunction with one of its complex...
