Latest News
- Scottish house buyers get £120m funding inje...
- CML stands ready to help on Welsh mortgage sc...
- First quarter figures announced for Just Reti...
- New Rent Check report reveals rents across En...
- Mortgage lending up 4 per cent in April
- More needs to be done to promote self-build m...
- Rise in lending for home improvements
- Mervyn King warns on Help to Buy scheme
- Fluent Money launches new version of smartpho...
- Money Advice Service seeks evidence on what w...
Features
We’ve come a long way, but there’s still...
Duncan Crocker, managing director of Legal & General Network, the UK’s largest mortgage distributor, looks at how intermediary distribution of mortgages...
Duncan Crocker, managing director of Legal & General Network, the UK’s largest mortgage distributor, looks at how intermediary distribution of mortgages...
Writing a mental health policy
Shoosmiths has helped produce the Money Advice Liaison Group (MALG) and Royal Collage of Psychiatrists (RCP) briefing note on best practice for processing...
Shoosmiths has helped produce the Money Advice Liaison Group (MALG) and Royal Collage of Psychiatrists (RCP) briefing note on best practice for processing...
Leek United celebrates 150 years
In 1999 Leek United Building Society fought off a hostile takeover bid enabling it to carry on with business as usual and reach its 150th year milestone
In 1999 Leek United Building Society fought off a hostile takeover bid enabling it to carry on with business as usual and reach its 150th year milestone
The drivers to outsource in 2013
Lenders have worked with outsourced partners for decades, through all the ups and downs of the mortgage market. Adam Oldfield, sales director at Vertex...
Lenders have worked with outsourced partners for decades, through all the ups and downs of the mortgage market. Adam Oldfield, sales director at Vertex...
Partners for life
Andrew Doyle, CEO of Crown Mortgage Management, discusses how lifetime mortgages are coming of age
Andrew Doyle, CEO of Crown Mortgage Management, discusses how lifetime mortgages are coming of age
The rise of the servicer
The financial crisis has led to a rise in special servicing and European servicers are increasingly managing distressed portfolios for originators and...
The financial crisis has led to a rise in special servicing and European servicers are increasingly managing distressed portfolios for originators and...
Mortgages & Housing
More borrowers favouring longer-term fixes
The proportion of borrowers taking out a long-term fixed rate mortgage, i.e. for more than three years, has been rising since March 2012, according to...
The proportion of borrowers taking out a long-term fixed rate mortgage, i.e. for more than three years, has been rising since March 2012, according to...
Mortgage range doesn’t meet customer needs
Four out of five people don’t think the current range of mortgage products provides enough choice and differentiation to meet customer needs, according...
Four out of five people don’t think the current range of mortgage products provides enough choice and differentiation to meet customer needs, according...
Homeowners want more done for new lenders
Four out of five (82 per cent) homeowners want more to be done to make it easier for new lenders to make inroads in the mortgage market, research from...
Four out of five (82 per cent) homeowners want more to be done to make it easier for new lenders to make inroads in the mortgage market, research from...
Santander to contact 270,000 borrowers over...
Santander UK is to contact over 270,000 mortgage customers about unclear information it gave before increasing the cap on its mortgage standard variable...
Santander UK is to contact over 270,000 mortgage customers about unclear information it gave before increasing the cap on its mortgage standard variable...
Help to Buy labelled a 'damp squib' at Great...
'It has the potential to be positive but is more likely to be a damp squib'. These were the general sentiments of the panel at the HSBC Great Housing Market...
'It has the potential to be positive but is more likely to be a damp squib'. These were the general sentiments of the panel at the HSBC Great Housing Market...
Mortgage arrangement fees at record high
The average mortgage arrangement fee has risen to £1,522, the highest figure ever recorded by Moneyfacts.co.uk.
The average mortgage arrangement fee has risen to £1,522, the highest figure ever recorded by Moneyfacts.co.uk.
Arrears
Stay ahead of ongoing local authority changes
By Peter Gammon, director of asset management at Move with Us
By Peter Gammon, director of asset management at Move with Us
Law firm launches High Court enforcement...
Leamington Spa based Wright Hassall says it is the first law firm to offer a full debt recovery package.
Leamington Spa based Wright Hassall says it is the first law firm to offer a full debt recovery package.
OFT launches study into providers of quick,...
The OFT is looking into the 'quick house sale' market and calling for people who have used, or considered using, these businesses to contact the OFT about...
The OFT is looking into the 'quick house sale' market and calling for people who have used, or considered using, these businesses to contact the OFT about...
Shelter warns of homelessness risk if people...
One-in-three, equivalent to 8.6 million people, would struggle to pay their rent or mortgage within a month of losing their jobs, the housing charity Shelter...
One-in-three, equivalent to 8.6 million people, would struggle to pay their rent or mortgage within a month of losing their jobs, the housing charity Shelter...
Be fair to your customers through public...
By Peter Gammon, director of asset management at Move with Us
By Peter Gammon, director of asset management at Move with Us
Lenders look to mortgage waiver to fight...
Following announcement last year of a draft EU Directive proposing to slash the time UK mortgage customers can be in arrears before being classed as ‘in...
Following announcement last year of a draft EU Directive proposing to slash the time UK mortgage customers can be in arrears before being classed as ‘in...
Legal
Writing a mental health policy
Shoosmiths has helped produce the Money Advice Liaison Group (MALG) and Royal Collage of Psychiatrists (RCP) briefing note on best practice for processing...
Shoosmiths has helped produce the Money Advice Liaison Group (MALG) and Royal Collage of Psychiatrists (RCP) briefing note on best practice for processing...
The benefits of outsourcing legal title
What is legal title and how can outsourcing it lighten the regulatory load for mortgage book investors? Andy Wiggans, managing director of Specialist Mortgage...
What is legal title and how can outsourcing it lighten the regulatory load for mortgage book investors? Andy Wiggans, managing director of Specialist Mortgage...
Nationwide renews conveyancing deal with...
LMS has renewed its contract with Nationwide to be the sole supplier of fees free remortgage and transactional conveyancing services until July 2016.
LMS has renewed its contract with Nationwide to be the sole supplier of fees free remortgage and transactional conveyancing services until July 2016.
Financial stability a worry for conveyancers
Conveyancers have outlined concerns about financial stability in new research published by the Solicitors Regulation Authority (SRA).
Conveyancers have outlined concerns about financial stability in new research published by the Solicitors Regulation Authority (SRA).
Law firm launches High Court enforcement...
Leamington Spa based Wright Hassall says it is the first law firm to offer a full debt recovery package.
Leamington Spa based Wright Hassall says it is the first law firm to offer a full debt recovery package.
Whose data is it anyway?
Alison Deighton, head of Data Protection & Privacy at national law firm TLT considers the increasing frequency of borrowers using the Data Protection Act...
Alison Deighton, head of Data Protection & Privacy at national law firm TLT considers the increasing frequency of borrowers using the Data Protection Act...
Technology
Fluent Money launches new version of smartphone...
Finance brokerage company Fluent Money has launched version 2.0 of its smartphone application, the Fluent View App.
Finance brokerage company Fluent Money has launched version 2.0 of its smartphone application, the Fluent View App.
New paperless document service from the Tall...
The Tall Group of Companies has teamed up with CA Technologies to launch a cost-saving, secure, paperless document service.
The Tall Group of Companies has teamed up with CA Technologies to launch a cost-saving, secure, paperless document service.
Easy house buying
Conor Murphy, managing director of IFA Capricorn Financial, discusses advancements in technology which will make buying a property easier in the future
Conor Murphy, managing director of IFA Capricorn Financial, discusses advancements in technology which will make buying a property easier in the future
The benefits of outsourcing legal title
What is legal title and how can outsourcing it lighten the regulatory load for mortgage book investors? Andy Wiggans, managing director of Specialist Mortgage...
What is legal title and how can outsourcing it lighten the regulatory load for mortgage book investors? Andy Wiggans, managing director of Specialist Mortgage...
Big data in 2013
Paul Hunt, managing director of Phoebus Software, explains what ‘big data’ is and how it can be used to benefit business
Paul Hunt, managing director of Phoebus Software, explains what ‘big data’ is and how it can be used to benefit business
Taking the fear out of MMR
MMR will be with us this time next year – are you prepared to take the medicine? asks Geraint Chamberlain, head of professional services at Target Group
MMR will be with us this time next year – are you prepared to take the medicine? asks Geraint Chamberlain, head of professional services at Target Group
Other
Interest-only mortgage ‘timebomb’ not...
Many lenders have already put in place plans to help support interest-only mortgage holders who may be unable to repay the capital on their loan at the...
Many lenders have already put in place plans to help support interest-only mortgage holders who may be unable to repay the capital on their loan at the...
Budget 2013: Funding for Lending could be...
Chancellor George Osborne, confirmed in his Budget speech that the Treasury has been speaking with the Bank of England on a potential extension to the...
Chancellor George Osborne, confirmed in his Budget speech that the Treasury has been speaking with the Bank of England on a potential extension to the...
First-time buyer activity reaches four-year...
February saw valuation activity hit a twelve-month peak, as first-time buyer numbers rose to their highest level since March 2009, according to the latest...
February saw valuation activity hit a twelve-month peak, as first-time buyer numbers rose to their highest level since March 2009, according to the latest...
Lending down despite a wider and cheaper...
Mortgage approvals fell to their lowest level in seven months in February thanks to weakening borrower demand and lower than expected uptake of the Funding...
Mortgage approvals fell to their lowest level in seven months in February thanks to weakening borrower demand and lower than expected uptake of the Funding...
Repossessions set to be highest in Northern...
The total number of repossessions is likely to be 33,000 during 2013, according to HML, 2,000 less than the Council of Mortgage Lenders’ forecast of...
The total number of repossessions is likely to be 33,000 during 2013, according to HML, 2,000 less than the Council of Mortgage Lenders’ forecast of...
Farmland values reach record levels
The value of land has reached record levels, exceeding equities and national house prices in the long term, according to Chesterton Humberts latest farmland...
The value of land has reached record levels, exceeding equities and national house prices in the long term, according to Chesterton Humberts latest farmland...
