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Turbulent year for repossession law in Scotland
Denise Loney, head of litigation Scotland at Optima Legal, looks at how repossession proceedings have changed north of the border since a new legal Act...
Denise Loney, head of litigation Scotland at Optima Legal, looks at how repossession proceedings have changed north of the border since a new legal Act...
The dawn of a new era for financial outsourcers
Andrew Jones, chief executive of HML, explains why the future is looking increasingly bright for third party administrators, with opportunities arising...
Andrew Jones, chief executive of HML, explains why the future is looking increasingly bright for third party administrators, with opportunities arising...
Digitisation of land and property data
Jan Boothroyd, CEO at Land Data, explains how the National Land Information Service (NLIS) has modernised the conveyancing search market. Now every local...
Jan Boothroyd, CEO at Land Data, explains how the National Land Information Service (NLIS) has modernised the conveyancing search market. Now every local...
Rockstead – telling it as it is
Rockstead is a mortgage audit company that emerged out of the credit crisis and has just celebrated three successful years in business. Joanne Atkin asks...
Rockstead is a mortgage audit company that emerged out of the credit crisis and has just celebrated three successful years in business. Joanne Atkin asks...
How the mortgage market might look in 2013
The long awaited Mortgage Market Review has been generally welcomed by the mortgage industry. Joanne Atkin reports on the main proposals and some of the...
The long awaited Mortgage Market Review has been generally welcomed by the mortgage industry. Joanne Atkin reports on the main proposals and some of the...
The 2011 IT Benchmark Study
Frank Eve, managing director of Frank Eve Consulting, outlines the results of the annual Benchmark Study comparing lender online distribution and application...
Frank Eve, managing director of Frank Eve Consulting, outlines the results of the annual Benchmark Study comparing lender online distribution and application...
Mortgages & Housing
Generational divide will cause housing stagnation...
There is a generational divide in the UK property market which is likely to cause housing stagnation in 2012, with young people unable to buy and older...
There is a generational divide in the UK property market which is likely to cause housing stagnation in 2012, with young people unable to buy and older...
Ipswich launches 95% mortgage
Ipswich Building Society has joined a small handful of lenders offering 95% LTV mortgages.
Ipswich Building Society has joined a small handful of lenders offering 95% LTV mortgages.
Crystal Mortgages celebrates ‘outstanding’...
Crystal Mortgages has hailed 2011 as a defining period in the company’s growth, with terms issued on over £250 million of new business applications...
Crystal Mortgages has hailed 2011 as a defining period in the company’s growth, with terms issued on over £250 million of new business applications...
HSBC reserves £15bn for mortgage borrowers...
During 2012 HSBC intends to make available at least £15 billion in mortgages to UK homeowners, including £3 billion specifically set aside for first-time...
During 2012 HSBC intends to make available at least £15 billion in mortgages to UK homeowners, including £3 billion specifically set aside for first-time...
Yorkshire Building Society tops best buy...
According to the round-up for 2011 from Kantar Media’s PressWatch Financial, Yorkshire Building Society offered 1,594 mortgage best buys during the year,...
According to the round-up for 2011 from Kantar Media’s PressWatch Financial, Yorkshire Building Society offered 1,594 mortgage best buys during the year,...
Mortgage product numbers stabilise
Over the past six months the number of mortgage products listed on Mortgage Brain’s mortgage sourcing system has increased by just 6% - an additional...
Over the past six months the number of mortgage products listed on Mortgage Brain’s mortgage sourcing system has increased by just 6% - an additional...
Arrears
One in five struggling to manage debts
The number of people getting help from free debt advice agencies increased in 2011 to 1.54 million people, compared to 1.4 million in 2010, research from...
The number of people getting help from free debt advice agencies increased in 2011 to 1.54 million people, compared to 1.4 million in 2010, research from...
Arrears mediation
Lenders are increasingly using field agents to interact with borrowers in arrears. Paul Duckworth, director of The Charlbury Group, explains how technology...
Lenders are increasingly using field agents to interact with borrowers in arrears. Paul Duckworth, director of The Charlbury Group, explains how technology...
Turbulent year for repossession law in Scotland
Denise Loney, head of litigation Scotland at Optima Legal, looks at how repossession proceedings have changed north of the border since a new legal Act...
Denise Loney, head of litigation Scotland at Optima Legal, looks at how repossession proceedings have changed north of the border since a new legal Act...
Entering the new year on a positive note
ASSET MANAGER MARKET VIEW: By Peter Gammon, asset management director at Move with Us
ASSET MANAGER MARKET VIEW: By Peter Gammon, asset management director at Move with Us
Millions rely on credit to pay for home
Over the past 12 months, almost one million people have taken out a payday loan to help pay their rent or mortgage, according to a new Shelter survey.
Over the past 12 months, almost one million people have taken out a payday loan to help pay their rent or mortgage, according to a new Shelter survey.
2012: Repossessions to rise then fall in...
Repossessions are set to rise by around 7% in 2012, according to HML’s regional repossession forecast, which analyses more than 800,000 mortgage accounts.
Repossessions are set to rise by around 7% in 2012, according to HML’s regional repossession forecast, which analyses more than 800,000 mortgage accounts.
Legal
Mortgage Market Review webinar – hosted...
Mortgage Finance Gazette will be hosting a free Mortgage Market Review webinar in association with Optima Legal on 29 February from 10.30-11am.
Mortgage Finance Gazette will be hosting a free Mortgage Market Review webinar in association with Optima Legal on 29 February from 10.30-11am.
The Law Society takes action against HSBC’s...
The Law Society has written to its members concerning “the detriment that is being caused by HSBC’s high handed and arrogant decision” to only use...
The Law Society has written to its members concerning “the detriment that is being caused by HSBC’s high handed and arrogant decision” to only use...
Backlash by solicitors against HSBC’s new...
The recent launch of HSBC's conveyancing panel, whereby borrowers must use a conveyancer on the bank's panel or pay twice for conveyancing services, is...
The recent launch of HSBC's conveyancing panel, whereby borrowers must use a conveyancer on the bank's panel or pay twice for conveyancing services, is...
The future of conveyancing
John Clay, chairman of the Society of Licensed Conveyancers, says it is short sighted of lenders to reduce their panels and explains how the SLC Quality...
John Clay, chairman of the Society of Licensed Conveyancers, says it is short sighted of lenders to reduce their panels and explains how the SLC Quality...
Turbulent year for repossession law in Scotland
Denise Loney, head of litigation Scotland at Optima Legal, looks at how repossession proceedings have changed north of the border since a new legal Act...
Denise Loney, head of litigation Scotland at Optima Legal, looks at how repossession proceedings have changed north of the border since a new legal Act...
Dissatisfaction among conveyancing profession
Only one third of conveyancing practitioners are satisfied in their area of practice, according to a survey by Searches UK, a firm which provides searches...
Only one third of conveyancing practitioners are satisfied in their area of practice, according to a survey by Searches UK, a firm which provides searches...
Technology
S&P rates HML in the Republic of Ireland
HML has become the first residential mortgage servicer to receive an internationally benchmarked rating for the services it provides to Irish lenders.
HML has become the first residential mortgage servicer to receive an internationally benchmarked rating for the services it provides to Irish lenders.
Callcredit unveils Home Move Triggers alert...
Callcredit Marketing Solutions has created a new service that will help financial services firms identify consumers at every stage of the moving cycle.
Callcredit Marketing Solutions has created a new service that will help financial services firms identify consumers at every stage of the moving cycle.
Crown receives primary servicer ratings upgrade...
Standard & Poor’s has upgraded mortgage servicer Crown Mortgage Management to above average as a primary servicer of commercial loans and residential...
Standard & Poor’s has upgraded mortgage servicer Crown Mortgage Management to above average as a primary servicer of commercial loans and residential...
Exact assigned special servicer rating by...
Charter Court Financial Services Limited, more commonly known as Exact Mortgage Experts, has been assigned a residential special servicer rating of 'RSS3'...
Charter Court Financial Services Limited, more commonly known as Exact Mortgage Experts, has been assigned a residential special servicer rating of 'RSS3'...
Arrears mediation
Lenders are increasingly using field agents to interact with borrowers in arrears. Paul Duckworth, director of The Charlbury Group, explains how technology...
Lenders are increasingly using field agents to interact with borrowers in arrears. Paul Duckworth, director of The Charlbury Group, explains how technology...
Ignoring the hype
SOFTWARE PROVIDER’S VIEW: By Paul Hunt is managing director of Phoebus Software
SOFTWARE PROVIDER’S VIEW: By Paul Hunt is managing director of Phoebus Software
Other
Record property search activity, but low...
The first week of 2012 saw asking prices for property rise by 1.4%, although prices are still down 0.8% on the month, according to the latest Rightmove...
The first week of 2012 saw asking prices for property rise by 1.4%, although prices are still down 0.8% on the month, according to the latest Rightmove...
SHIP 20th anniversary report
Since SHIP was formed in December 1991, its members have provided almost 270,000 plans which have helped the UK’s over-50s release £12.12 billion pounds...
Since SHIP was formed in December 1991, its members have provided almost 270,000 plans which have helped the UK’s over-50s release £12.12 billion pounds...
No movement in house prices in Wales during...
House prices in Wales are on average just over £151,000, slightly higher than the summer months but down from just under £155,000 in October last year,...
House prices in Wales are on average just over £151,000, slightly higher than the summer months but down from just under £155,000 in October last year,...
Lending stats distort the picture
Richard Sexton, director of e.surv chartered surveyors, says the year-on-year gross mortgage lending statistics just released by the Council of Mortgage...
Richard Sexton, director of e.surv chartered surveyors, says the year-on-year gross mortgage lending statistics just released by the Council of Mortgage...
NAEA - Buyer demand at highest in 4 years
Demand for UK property increased for a second consecutive month in September, reaching levels not seen in over four years, according to the National Association...
Demand for UK property increased for a second consecutive month in September, reaching levels not seen in over four years, according to the National Association...
Brian Brodie and Neil Warman leave HML
HML have announced that Chief Executive, Brian Brodie and Chief Commercial and Finance Officer, Neil Warman have decided to leave the company.
HML have announced that Chief Executive, Brian Brodie and Chief Commercial and Finance Officer, Neil Warman have decided to leave the company.
