Features
Japanese knotweed: Knot a problem?
Mike Clough, chairman of trade body the Invasive Non-Native Specialists Association, says that invasive weeds such as Japanese knotweed may be a nuisance...
Financial institutions are failing vulnerable...
This is the view of the regulator as it works to drive the treatment of vulnerable customers higher up the agenda of firms working in the financial services...
Pepper aims to add zest to specialist lending
New specialist lender Pepper Home Loans plans to shake up the market and service customers with a past credit blip who are now back on their feet. Joanne...
Product innovation and choice in the non-prime...
There is a demand for specialist lending but there is also a need for innovation in the various part of the market that the’ non-prime’ label covers
Is equity release the answer to an interest-only...
The interest-only ‘ticking time bomb’ is expected to hit in three waves. Andrea Rozario, chief corporate officer at Bower Retirement Services, explains...
Lessons from the honey badger – how David...
Adam Oldfield, business development director at Unisys Financial Services, takes technology back to nature and the bible, as he explains why small beasts...
Mortgages & Housing
Pepper aims to add zest to specialist lending
New specialist lender Pepper Home Loans plans to shake up the market and service customers with a past credit blip who are now back on their feet. Joanne...
Lender-launch insight
Bob Young, chief executive officer of new buy-to-let provider Fleet Mortgages, shares his experience of overcoming market entry challenges when launching...
Scottish EPC regulations
There is a ticking time bomb in Scotland's commercial property market as compulsion looms on energy efficiency, reports Mark O’Neill, commercial valuations...
More lenders embracing new build
Legal & General held a new build seminar last month attended by a number of house builders and 19 lenders, up from only five just seven months ago....
Demand for specialist lending
By David Tweedy, market relations director at Target Group
New government leads to a positive outlook
By Richard Pike, sales and marketing director, Phoebus
Arrears
Financial institutions are failing vulnerable...
This is the view of the regulator as it works to drive the treatment of vulnerable customers higher up the agenda of firms working in the financial services...
Greek tensions push up mortgage arrears
Greek mortgage arrears have risen during the prolonged negotiations between the country's government and its official creditors, Fitch Ratings says.
North-South repossession gap shrinks by one...
The North-South divide in home repossessions has narrowed by a fifth from 2013 to 2014, according to research from e.surv chartered surveyors.
Money Advice Service pledges £35m to help...
The Money Advice Service is increasing its funding to almost £35 million for the delivery of free debt advice to people across England and Wales.
Second charge repossessions down 45 per cent...
The number of second charge mortgage repossessions fell 45 per cent in the first three months of 2015 compared with the same period last year.
Severe arrears at lowest level since 2008
Mortgage arrears and repossessions in the first quarter of this year fell across both residential and buy-to-let lending, according to the Council of Mortgage...
Legal
SLC calls on licensed conveyancers to boycott...
The Society of Licensed Conveyancers is calling on its members and all other licensed conveyancers to boycott a conveyancing seminar that Metro Bank is...
Competition heats up as conveyancing transactions...
The number of conveyancing transactions for the first quarter of 2015 fell 16 per cent from the previous three months, according to the Conveyancing Market...
BOI for Intermediaries creates Solicitor...
Bank of Ireland UK has launched an online system for brokers so they can easily find a solicitor on the BoI UK Mortgages’ panel.
Appeal granted in West Brom tracker mortgage...
An action group objecting to West Bromwich Mortgage Company (WBMC ) increasing tracker rate mortgages for buy-to-let borrowers has been granted leave to...
SLC announces strong interest in alternative...
R K Harrison Insurance Services Limited (RKH) has received over 35 proposal forms for premium quotes under the Society of Licensed Conveyancers (SLC) Policy...
SLC launches alternative PI insurance policy...
The Society of Licensed Conveyancers (SLC) is to offer its own policy scheme for professional indemnity (PI) insurance.
Technology
The future of securitisation
By Richard Pike, sales and marketing director, Phoebus
Servicing to scale
Julien Holmes, commercial director at Capita Mortgage Services, discusses how flexible styles can benefit small-to-medium investmentss
Capita to acquire Vertex Mortgage Services
The business process management firm Capita is to acquire Vertex Mortgage Services for £35 million.
Online application system boosts Bank of...
Following a multi-million pound investment programme, Bank of Ireland UK’s Intermediary Mortgages business has unveiled its new online application system.
Vizolution raises £500k to accelerate growth
Screen sharing technology provider Vizolution has secured additional investment to support immediate expansion plans and is on course to double revenue...
Emoji passcode squares up to traditional...
A British technology firm has launched the world’s first emoji-only passcode.
Other
Mortgage offers under MCD
By Dave Patel, managing director of DPR Consulting
Barclays improves interest-only criteria
Barclays is expanding its part and part lending criteria where the sale of property (SOP) is used as the repayment vehicle.
Customer feedback high on West Brom's agenda
West Brom has extended its customer feedback measurement to its 37 branches.
Covered bond issuers to adopt a uniform template
A Common Harmonised Transparency Template is to be put in place for all covered bond issuers which hold the Covered Bond Label.
Fleet Mortgages launches automatic DIP system
New buy-to-let lender Fleet Mortgages has launched an automatic decision-in-principle (DIP) system which can be used to provide instant confirmation on...
Ascent is first debt recovery law firm to...
Recoveries law firm, Ascent, has been granted full authorisation status by the Financial Conduct Authority - the first major debt recovery law firm in...
Latest issue


ADVICE TO READERS
While this website is checked for accuracy, we are not liable for any incorrect information included. We recommend that you make enquiries based on your own circumstances and, if necessary, take professional advice before entering into transactions.

Mortgage Finance Gazette is published by © 2015 Metropolis International Group Ltd
140 Wales Farm Road, London, W3 6UG
Registered in England no. 02916515