Features
Special Focus: Rating the mortgage servicers
There are a number of third party mortgage administration companies in the UK and most of them are rated by the credit ratings agencies. What do the agencies...
Making innovation affordable
Mutual Vision looks to the future with its big data visualisation technology that is being shared among some of the building societies
The mortgage market tug of war
Richard Sexton, business development director of e.surv chartered surveyors, discusses the red tape surrounding the housing market and the to-ing and fro-ing...
Housing in the General Election manifestos:...
They have all answered the voters’ call for action on housing and they have all promised a lot but are the party pledges just a way to short-term popularity...
Mortgage funding in 2015
Tony Ward, president and chief executive of Clayton Euro Risk, looks at the various options available to lenders for funding their mortgage books, including...
Tackling the housing shortage
Guests at the Mortgage Finance Gazette Lunch Club, in association with Legal & General Surveying Services, gathered to discuss new build housing strategy
Mortgages & Housing
Yorkshire Building Society launches lowest-ever...
Yorkshire Building Society has launched the UK’s lowest-ever fixed rate mortgage with a 1.07 per cent initial rate.
Skipton Intermediaries launches into new...
Skipton Intermediaries has created a specialist support team for its broker partners as it launches a range of new build products.
The mortgage market tug of war
Richard Sexton, business development director of e.surv chartered surveyors, discusses the red tape surrounding the housing market and the to-ing and fro-ing...
The case for HCS
Alan Milstein, chairman of RPSA, explains why mortgage lenders and introducers should recommend Home Condition Surveys to their customers - sellers as...
Why portfolio owners need provisioning certainty
Mortgage portfolio owners will face several challenges in the new world of IFRS9 – but these are manageable if preparation commences now, explains Damian...
Long-term housing solutions needed
Housing has been a talking point in this General Election but it still boils down to a lack of supply, writes Paul Smee, director general of the Council...
Arrears
Money Advice Service pledges £35m to help...
The Money Advice Service is increasing its funding to almost £35 million for the delivery of free debt advice to people across England and Wales.
Second charge repossessions down 45 per cent...
The number of second charge mortgage repossessions fell 45 per cent in the first three months of 2015 compared with the same period last year.
Severe arrears at lowest level since 2008
Mortgage arrears and repossessions in the first quarter of this year fell across both residential and buy-to-let lending, according to the Council of Mortgage...
Bad credit freezes millions of Brits from...
About six million Britons are being excluded from everyday life because of their credit histories, according to research conducted on behalf of the Debt...
Irish RMBS see first sustained fall in arrears...
For the first time since 2005, Irish residential mortgage backed securities (RMBS) loans in arrears by more than three months declined to a low of 17.7...
Mortgage arrears, home repossessions at lowest...
Both mortgages in arrears and home repossessions in 2014 plunged to their lowest number in eight years, the latest figures from the Council of Mortgage...
Legal
SLC announces strong interest in alternative...
R K Harrison Insurance Services Limited (RKH) has received over 35 proposal forms for premium quotes under the Society of Licensed Conveyancers (SLC) Policy...
SLC launches alternative PI insurance policy...
The Society of Licensed Conveyancers (SLC) is to offer its own policy scheme for professional indemnity (PI) insurance.
Energy and Infrastructure search report can...
There are growing concerns among estate agents and prospective homebuyers regarding the impact fracking can have on the value of a property - and a search...
Conveyancing: Hoowla launches digital document...
The Land Registry is preparing to allow transactions to be concluded electronically but clients of Hoowla’s online conveyancing case management system...
Hogan Lovells advises lenders on Zoopla’s...
The London-based banking team at law firm Hogan Lovells advised the lenders involved in the £150 million acquisition by property search website Zoopla...
Amendments to the CML lenders' handbook for...
The Council of Mortgage Lenders has amended the CML Lenders' Handbook for Scotland, which sets out instructions to conveyancers acting for mortgage lenders.
Technology
Leeds BS expands online services through...
Leeds Building Society has signed a ten-year partnership with HP Enterprise Services Ltd in a move to win new customers and improve communication with...
Poor quality of information exchange leads...
Almost a fifth (18 per cent) of UK mortgage professionals believe that information exchange in their industry is either poor or very poor, according to...
Conveyancing: Hoowla launches digital document...
The Land Registry is preparing to allow transactions to be concluded electronically but clients of Hoowla’s online conveyancing case management system...
One in three mortgage professionals believe...
Less than three in 10 (29 per cent) mortgage professionals believe their processing systems are sufficiently flexible to support the innovations being...
Darlington BS chooses QTS for online project
QTS, which supplies online and mobile banking systems to building societies, has announced the launch of a significant multi-phase project with its new...
Lifetime Group launches integrated system...
A three-way technology collaboration has led to the launch of the UK’s first fully integrated mortgage and protection point of sale system with full...
Other
Online conveyancing portal Veyo goes live
Veyo, the joint venture conveyancing portal between the Law Society and Mastek (UK) Ltd will today start its roll-out across England and Wales.
Nationwide's chief to retire as record results...
Nationwide has announced record profits and a strong performance and also revealed that chief executive Graham Beale will retire at or around the date...
House price increases driven by stock shortages
General election uncertainty saw new property instructions fall and house prices rise in all parts of the UK in April, according to the latest RICS UK...
Amendments to the CML lenders' handbook for...
The Council of Mortgage Lenders has amended the CML Lenders' Handbook for Scotland, which sets out instructions to conveyancers acting for mortgage lenders.
Rise in equity release to boost pension income
Seven out of 10 (70 per cent) of equity release advisers expect the market to continue to grow over the next six months, despite the short-term effect...
47,000 new households benefit from Help to...
In the first two years of the Help to Buy: Equity Loan scheme, 47,018 properties were bought and the majority went to first-time buyers (38,703), representing...
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